*Rates Thursday, July 02, 2009

*Rates are based on 740>credit scores & 150,000 Loan amount

Product Description

Points

Origination
Fee

Interest
Rate

APR

30 YR FIXED

$350,000 to $417,000

0

0

5.250%

5.279%

$275,000 to $349,999

0

0

5.250%

5.279%

$200,001 to $274,999

0

0

5.375%

5.389%

$175,000 to $200,000 0 0 5.375% 5.389%

$150,000 to $184,999

0

0

5.375%

5.389%

30 YR NO COST

$350,000 to $417,000

0

0

5.500%

5.500%

$275,000 to $349,999

0

0

5.500%

5.500%

$200,000 to $274,999

0

0

5.750%

5.750%

$175,000 to $199,999 0 0 5.750% 5.750%

$150,000 to $174,999

0

0

5.875%

5.875%

15 YR FIXED

$350,000 to $417,000

0

0

4.750%

4.779%

$275,000 to $349,999

0

0

4.750%

4.779%

$200,000 to $274,999

0

0

4.750%

4.779%

$175,000 to $199,999 0 0 4.750% 4.779%

$150,000 to $174,999

0

0

4.875%

4.891%

15 YR NO COST

$350,000 to $417,000

0

0

4.875%

4.875%

$275,000 to $349,999

0

0

5.000%

5.000%

$200,000 to $274,999

0

0

5.125%

5.125%

$175,000 to $199,999 0 0 5.250% 5.250%

$150,000 to $174,999

0

0

5.250%

5.250%



*RATES ARE BASED ON 740>CREDIT SCORES

Closing Costs

CLOSING COSTS
Refinance loan amount of $150,000 or greater

$1,700+ title insurance
(includes application fee, all lender fees, all title co. charges and recording fees.
Absolutely no other charges.)
Purchase loan amount of $150,000 or greater
$1,800+ title insurance
(includes application fee, all lender fees, all title co. charges and recording fees.
Absolutely no other charges.)

NO COST LOANS
Purchase and refinance of $150,000 or greater
Absolutely no closing costs! Application fee is refunded at closing.
All rates based on 45 day lock.

M&K Financial Co. 2011 Lakeman Dr Suite C-1 Bellbrook, OH 45305-1906
Phone: (937)310-3032 or 848-5981

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